The Ten Commandments Of Chapter 13

1. Thou shalt make thy Chapter 13 payments on time EVERY MONTH.

2. Thou Shalt make thy home mortgage or mobile home payments EVERY MONTH.

3. Thou shalt PRINT CLEARLY thy NAME and CASE NUMBER on all thy payments to the Trustee, so the Trustee will know whose case to credit.

4. Thou shalt notify they Chapter 13 Trustee promptly and IN WRITING -- AT ALL TIMES, ON ALL changes to they address and employer.

5. Thou shalt carry FULL COVERAGE INSURANCE at all times on ALL vehicles not yet paid in full. Houses, mobile homes, and watercraft should also be covered.

6. Thou shalt notify thy attorney of ALL CHANGES in address, employer, or economic circumstances.

7. Thou SHALT NOT BORROW any money for ANY purpose whilst thou art in bankruptcy without approval from the Trustee or the Court.

8. Thou SHALT NOT SELL, give away, or otherwise dispose of any of thy worldly goods, without approval from the Court.

9. Thou SHALT NOT PURCHASE ON CREDIT any additional goods whilst thou art in bankruptcy without obtaining specific, PRIOR approval from the Trustee.

10. Thou shalt IMMEDIATELY report to the Trustee and thy attorney any monetary windfalls received whilst thou art in bankruptcy, such as inheritances, lottery winnings, prizes, and settlement funds of any kind.